I purchased 2 prepaid cards in hopes I could help my friend with cash I did not realize I couldn't use them for cash. From Avvo Reviews, Had a great experience with CFS. From Avvo Reviews, 5 stars. Amex thought they can deny my fraud claim but aht aht aht! I'm so grateful to him,,, he gives us hope when other wise these company's and had me to the point of disbelief. You should dispute a debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent. The bank dispute process is not simple or linear. I would highly recommend. From Facebook Reviews, Very professional. I even have the account number they went to and the amount and date. Metabank is a poor excuse for a business - Customer service is lip service & nothing more. Some of these include: If any of the above criteria are met, the cardholder may submit their claim to their bank for further review. blocking of the card) and the submission of the necessary supporting documents are promptly completed. From Avvo Reviews, Mr. Thomas handled our case against Dish TV in a expeditious manner and kept in touch with us through out the process. Would recommend him in a heart beat. From Avvo Reviews, Hands down!! Always answered any questions we had. if so, what meta bank did you choose when you typed in Meta bank and all the options were available? The case number is 2023-BCSO-001347. Your customer service is rude & has not helped me get this fraudulent activity taken care of. Merchants often choose to simply write-off the losses because fighting the chargeback would not allow them to recoup their losses. $15 credit for unauthorized charge, What is there phone number I can not find one. & New card! You will not have any written documentation, signature or verbal approval on file. Without blake, id be out my money with no hope in sight. This is the money in which we live on. Following is a high-level description of the SBE Payment Dispute process flow. On December 8, 2020, all existing H&R Block-branded accounts at Axos Bank are moving to MetaBank, N.A. Communication was made via email each step of the way. The Hacker used MetaBank Account number ending in 5119. A dispute resolution process has three basic approaches, each with its pros and cons. He was upfront and honest about time and pricing as well as which way it could go. If you see a charge that you don't recognize, call us to file a dispute. Monthly fee. I am forever grateful to him for helping me. From Facebook Reviews, He kept me informed about the lawsuit that I was in and got very good outcome. Dispute Credit Errors Collection agencies may not: The Fair Credit Reporting Act (FCRA) regulates the credit bureaus responsibilities as to your credit report. From Facebook Reviews, This lawyer one who really gets what he promises.. Desired outcome: However, cardholders sometimes request chargebacks without a valid reason to do so. Thank you Blake!!! This card was not opened or tampered with. Could not have gotten this issue resolved wit out his assistance as you never speak to same person at Dish TV. Thank you for looking out for people who other wise have no legal recourse. I want my money & a new card. Best part is he is more than fair. Our lawyers have had hundreds of cases against MetaBank and handle 97% of all prepaid debit card cases nationwide. I am Sara - the name of Mr. Andrew Cox caught my immediate attention Takes hours to reach customer care services representative, and Omg! Blake's expertise if your experiencing problems with ANY of these debit card companies. A dispute occurs when a cardholder contacts their card issuing bank and demands to have their money returned. Only 2% of bank disputes ever progress to the arbitration stage, which is an entirely different process that involves the card network acting as an independent third-party. and it was sent after I called this # [protected] that didn't make sense I believe someone stole my card and scammed me, I livevin SkidvRow area people were doing alot of illegally things, I called the # back and he said to email you about this. The dispute review timeline varies: We review disputes in the order that we receive them. . - Posted by Gerald, 10/10 would recommend - Posted by Anonymous, They communicated with me with every step of the way - Posted by Arkelia Denise, Very satisfied with his service - Posted by Bri Collins, Wonderful to work with - Posted by Rachel, Blake is the best - Posted by Ebony Jackson, Beyond satisfied with his work - Posted by Naomi Freeman, Very professional Definitely 5 stars - Posted by Michelle, If I could give more stars I would - Posted by Melani, Metabank settlement - Posted by Anonymous, Blake was amazing - Posted by Sistah Annette, He kept me informed - Posted by Clairesa Crabtree, He gets the job done! Once you have entered the bank's name, you will be taken to your specific bank . ComplaintsBoard.com is a leading complaint resolution website on the Internet. Submit a complaint and get your issue resolved. This process brings in an independent third-party called a dispute resolution entity to determine the appropriate amount the consumer must pay. Easy to get ahold of through email as well! 6-7 Claydons Lane And dont forget, CFLS will handle your case for FREE on contingency. For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use. No help from this company. You've got five plus plus stars from me. The card network makes a final ruling. If a cardholder files a bank dispute, the bank should investigate the claim. There was a personal disagreement between the cardholder and merchant. Time limits will vary depending on the card brand, as well as the specific claim made by the cardholder. Would definitely recommend him. If the bank does file a chargeback, theyll transmit the dispute information to the merchants bank. From Avvo Reviews, Mr. Thomas was so easy to work with, he took my case against a financial institution, negotiated a settlement for me that was better than I anticipated and got the job done quickly. This would only be warranted when both the cardholder and the merchant feel strongly about a dispute, and each has submitted evidence to support their claim. Share your photos and videos with others to prove the truth of your words. BaaS Commercial Banking as a Service Pathward is a federally registered financial institution that provides solid banking infrastructure, proven technology resource partners and high-energy collaboration to help our third-party partners deliver banking programs that meet their customers' demands. If you got a warning or cease and desist letter. Thank you Blake!! What bank is MoneyLion affiliated with? Please share a few details and we'll connect with you! From Avvo Reviews, Ive used consumer Fraud Legal Services twice. From Facebook Reviews, I was so frustrated and aggravated with my financial institution when I found Blake Thomas online. Log in to the Online Account Center to get started. highly recommend!From Avvo Reviews, Mr. Blake Thomas far exceeded my expectations when he took on my case. He handled my case professionally and efficiently. I am definitely grateful for all of his help. I have been treated like a tennis ball back and forth from one customer service rep to the other. He got a settlement for me, and it was in a great timeframe! Chargebacks can wreak havoc on your cash flow and profitability. From Avvo Reviews, Very professional and informative and very quick response and handled very well. Cardholders should continue to exercise their right to file legitimate bank disputes whenever applicable. He went over a beyond my expectations, things took a while but when the dust settled he took care of everything. If your alleged Metabank account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. 11/22/2016 Colburn v. RushCard and MetaBank The ONLY thing I can do is email the customer service email. Thanks. Superb Attorney! (opinions to this review) Complaining about dispute I put in the bank promise my refund of my money on December 20th and than a customer representative informed it maybe March. I can't use card for some unexplained reason. Send money to friends and family who have the app using FlashPay ID, 11 add check funds via Mobile Check Capture, 12 manage Payback Rewards 9 offers, and manage your Direct Deposit - all in one place. rapid! I did not authorize any expedited shipping or charges. I called American Express and they decided through there fraud department that it was not fraud and I violated their user agreement. Clearwater, FL 33764, 877.634.9808 i want all of my money back. Choose Your Card Optional Overdraft Protection 2 Feel safe knowing you won't be caught off guard. I would recommend him to anyone I know he needs a lawyer dealing with fraud. He is very efficient and will explain everything as to what to expect while fighting your case. I really appreciate all his hard work. Some cardholders may even request chargebacks while knowing that they dont have a reason to do so. However, the process itself isnt quite as simple as it may seem at first. I called my bank and disputed it and filed a police report. Once you activate your Card, you are authorized to provide MetaBank, N.A., as custodian, with instructions about the funds accessible through the Card. An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, I was able to use prepaid card once online for 26.00. Case # is CMS202205201043462890. date of purchase december 11, 2022 From Facebook Reviews, Blake was very professional, fast and friendly. From Facebook Reviews, Blake accepted my case told me what he needed from me when I gave him what he needed I was told let him handle the rest. From Facebook Reviews, Great experience, Blake is very good, keeps you up to date on everything going on. Can better business help? When debt collectors cross the line, our attorneys can help. If a dispute goes to arbitration, then it's out of the bank's hands. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); function init_map(){var myOptions = {zoom:5,center:new google.maps.LatLng(43.496162,-96.78847999999999),mapTypeId: google.maps.MapTypeId.ROADMAP};map = new google.maps.Map(document.getElementById("gmap_canvas"), myOptions);marker = new google.maps.Marker({map: map,position: new google.maps.LatLng(43.496162, -96.78847999999999)});infowindow = new google.maps.InfoWindow({content:"Metabank
5501 S Broadband Ln
Sioux Falls SD 57108" });google.maps.event.addListener(marker, "click", function(){infowindow.open(map,marker);});infowindow.open(map,marker);}google.maps.event.addDomListener(window, 'load', init_map); Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a creditor to report information if they have actual knowledge that it is erroneous. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. That is pathetic. Multiple, identical items purchased in quick succession. He gets things done and fast!!!!! This entity is known as the acquirer). 3 Types of Payment Reversals: Whats the Difference? He won a dispute with Bluebird in regards to me not being able to access my funds. They're located in 5501 S Broadband Ln in Sioux Falls, South Dakota. From Avvo Reviews, Amex allowed over $10,000 to be stolen from my card. Then you may print a dispute form and fax or email the completed form to us. The GPB Card will be activated once you set up the card in your Google Pay account and accept these Terms. He stayed in communication with me throughout the while process. Step 1. Bankruptcy, Credit Reporting Agencies From Avvo Reviews, At Christmas of all time was on way out town to purchase a gift for my son and had luckly located couple hours away.as I was purchasing card was declined, which day before had loaded card .that day was cleared and had lost money.no refund no explanation.Mr Thomas went in blind and in short time regained my money.Forever thankful recommendations WOULD BE AN UNDERSTATEMENT From Avvo Reviews, I had fraudulent charges on my Bluebird card which I disputed with Bluebird. I received my money back that was scammed from me and its a huge weight off of my shoulders. Would highly recommend Blake. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here. Moments later $102.60 was debited from my account and on Monday, 08/01/22, another debit of $1,379.91 was activated against my account. I than got in contact with Attorney Mr. Blake Thomas who was very efficient. I would encourage anyone to contact for any consumer financial issue. Creditors to Know We will SUE MetaBank FREE over any amount! Stands up for his clients!! Taking careful consideration of all the valid reasons weve listed for a bank dispute, and pairing them with the appropriate responses, can help defend against fraud and protect the payments ecosystem. Use a separate form or additional pages to document each dispute. They lose the revenue from the sale, plus the chargeback fee, but do not have to engage in the process any further. I went through hell proving to them it was fraud and kept hitting A dead end. Thank you, Desired outcome: I keep getting transferred around, Desired outcome: Settle or litigate. I tried to make another purchase at another store the card declined again so I waited until I got to an ATM tried to check my balance but kept getting incorrect Pin entered it was too late to call Chime customer service so I called the next morning that is when I found out my card was hacked the person changed my Pin, Phone number and email address associated with the card and transferred $2000 to her account and spent $500 at some store named World Foods I was so mad I contacted the Police to try and file a report and found Consumer Fraud Attorney Blake Thomas online. When Facebook changed its name to Meta Platforms, the new identity was close enough to the name of an existing bank that it led to a naming rights deal. If you're granted a refund, you shall receive it in the form of a check that you need to cash or deposit in no longer than 60 days. CAS - Card Acquiring Service; Careers; CMIA - Cash Management Improvement Act; CARS - Central Accounting Reporting System; CRS - Centralized Receivables Service; Certifying Officer Training; CFS - Consolidated Financial Statements of the United States Government; Check Claims; Check Payment Formats; Check Reclamation Guide: The Gold Book; CIR - Collections Information Repository ER&R processes the data using automated rules and sends a Dispute Response File to the issuer. The merchant failed to implement proper antifraud procedures, allowing a criminal to complete an unauthorized purchase. TRULY AN AMAZING LAWYER. I have 100.00 dollars, therefore my balance is over 70.00. I ABSOLUTELY RECOMMEND HIM!!!!! The Fair Debt Collection Practices Act (FDCPA) regulates what debt collection agencies may and may not do. Stop losing money to chargebacks. How do I dispute charges on my prepaid account? If unsure, cardholders should contact their issuing bank directly to determine what their specific procedures entail. Would highly recommend to anyone needing representation against unfair business practices. If this happens, itll be almost impossible to resubmit the documents in time. This is now my 6th call into [protected] and an email to get this resolved. 11/26/2019 Tarique Stanley v. RushCard and MetaBank 12/17/2015 Siaki v. NetSpend and MetaBank He went over a beyond my . These must be assembled and submitted according to the the requirements of the bank, and the time limits imposed by the card network. It was you guys that locked my account for the fraudulent activity. Can you find it with my name and last 4 digits of card? $15 was charged for expedited shipping of the credit card. From Avvo Reviews, Attorney Blake Thomas was very quick to see that my case was handled with precise professionalism and kept me informed every step of the way. - Posted by Devyn Major, Ive used consumer Fraud Legal Services twice - Posted by Ebony Jackson, Persistent & down to earth - Posted by Steve, America Express Serve - Posted by Carlton, Excellent lawyer! 04/10/2018 Razor v. RushCard and MetaBank I would definitely use his firm again! From Facebook Reviews, Had a dispute with my bank over a missed direct deposit and this guy here took care of it with no problems. From Facebook Reviews, Did exactly what he said hed do. From Avvo Reviews, I hired Blake to settle an American Express Bluebird card not being loaded correctly. Meta Platforms. He helps me win my case with GreenDot and I didn't even have to do anything. All amex wanted to do is get extension after extension playing games and after our patience ran out, he told them enough is enough. - Posted by Patrice. He got me the justice that was needed. I'm out 500.00 and cannot get any one on the phone. Will definitely use again! Understandably, disputants are often confused about which process to apply to their situation. The FTC also alleges that NetSpend said it would grant provisional credit when consumers dispute charges on their cards, but often failed to live up to that promise. Very streight forward and after receiving all my details was able to successfully get it worked out for me. Find your bank's name. 07/15/2019 Kymberly Holmes v. RushCard and MetaBank With that in mind, lets break down how to navigate the bank dispute process, and see exactly what happens at each stage of a chargeback. He has been so helpful in assisting me with several cases and I will refer him to my peers. Ask to speak to the FTC refund administrator when someone picks up. From Facebook Reviews, Handled my case quickly, smoothly and efficiently. And was a very professional as well keeping updated on all matters. I attempted to use it 30 days later and balance was 0. From Facebook Reviews, Blake was amazing. A bank dispute is the process through which a cardholder rejects fraudulent or inaccurate charges on their credit card statement with their issuing bank. Had a dispute with my bank over a missed direct deposit and this guy here took care of it with no problems. I couldn't have asked for a better attorney when I had lost all hope Mr.Thomas assured me that he would fight for me and get me justice and he did just that I'm over satisfied with his service so if you want a lawyer who will fight for you then look no further Mr.Thomas is the truth. I local bank name was on the front, and MetaBank is on the back as the card issuer, and the customer service phone# is Metabank. From Avvo Reviews, Mr. Thomas was very professional and kept in touch with me every step of the way to keep me informed of everything going on with my case. Replacement card with valid $100 balance. I am truly grateful for his services! This article offers some guidance, adapted from Frank E. A. Sander and Lukasz Rozdeiczer's chapter on the topic in The Handbook of Dispute Resolution (Jossey-Bass, 2005). About 6-7 months tops. Dont worry: we get it. I would highly recommend hiring him as an attorney. Some still require cardholders to call their local branch. I know, I've been trying for two hours to reach anyone. Hes a great lawyer. This is also known as a chargeback. I congratulate him for a job well done and encourage anyone who has an issue with a financial transaction to consult with him. The cardholder simply didnt like the goods or service in question. Read full review of MetaBank and 1 comment. If you feel that an unauthorized transfer was made to or from your Bluebird Account or suspect any other fraudulent activity, contact us! DISCLAIMER: General banking practices. If you were in Florida I would bake you a cake!!! The following videos explain the most commonly used methods and how you can protect yourself and your Netspend card. Well run the numbers; Youll see the savings. I will definitely use them again if needed. Unfortunately, not all consumers know the ins and outs of chargebacks. See BBB rating, reviews, complaints, & more. Fast resolution and great communication. I knew they were going down the drain, and Control mastercard prepaid direct deposit, I never opened an account with your company, All Access Account card -strangers name, Consider this transaction as fraud and since you issued a card to someone pretending to be me you should have fraud protection, stolen funds from prepaid visa debit card received as a gift, Replacement card with valid $100 balance. 11/08/2019 Vondell Wilbourn v. RushCard and MetaBank Once the merchants representment package has been approved by the acquiring bank, they will forward it to the issuing bank for a final judgment. A MetaBank Account was used to receive funds in the amount $2630.94 after illegally liquidating my Bitcoins and Ethereums of my CoinBase Account. Someone used my info fraudulently to get a debit card from you to use to pull money out of my Coinbase account without my consent. Monthly usage. while I still had money inside of it they wanted to keep charging monthly fees on the account. Highly recommend to anyone seeking representation against unfair big business practices. I would definitely recommend Blake because he stays on top of the case and answers back promptly. Money Network Financial, LLC 2900 Westside Pkwy Alpharetta, GA 30004 Common Questions Getting Started Take the quiz! He was right when he filed suddenly they responded by wanting to settle. Hoping the second goes as smoothly as the first. I would choose to have him handle my case if needed in the future. From Facebook Reviews, Blake Thomas was able to obtain a quick settlement with great communication and explaining the process the whole time. Under the patient-provider dispute resolution process, an uninsured (or self-pay) consumer, or their authorized representative, may initiate the dispute process. Otherwise, they may kick the package back to the merchant. This is my 3rd time working with him. They gave me this address in uber eats I don't use them never have. High Ratings and Positive Responds. The reason for this is to ensure that the cardholder is protected from both fraud and merchant mishandling. - Posted by Melanie Teslow, I couldn't get anything done without him! Recent CFLS verdicts against MetaBank: Free Credit Report From Avvo Reviews, He did exactly what he promised! The merchant failed to provide the goods or services promised. From Facebook Reviews, Blake Thomas was so professional and fast! Over 18,000 companies recovered revenue with products from Chargebacks911, A Step-by-Step Guide to the Bank Dispute Process, Step 04 | Chargeback Transmitted to Acquirer, Step 05 | Chargeback Forwarded to Merchant, Debit Card Chargebacks: Everything You Need to Know in 2023, A Step-By-Step Guide to the Chargeback Process in 2023. ; t be caught off guard this happens, itll be almost to! As which way it could go know the ins and outs of chargebacks settlement with great communication and the! Metabank the ONLY thing i can not find one Terms of use outs of chargebacks of the.. Money with no problems and Terms of use will not have to do anything we will MetaBank... Refund administrator when someone picks up n't use card for some unexplained reason pages to document each...., FL 33764, 877.634.9808 i want all of his help service & nothing more to exercise their to. Caught off guard settle an American Express Bluebird card not being able to access my funds last 4 of... Communication was made via email each step of the credit card and an email to get of. The specific claim made by the cardholder simply didnt like the goods Services. With GreenDot and i violated their user agreement without him the whole.. Want all of his help consumer financial issue dollars, therefore my balance is over 70.00 activity, contact!. The reason for this is now my 6th call into [ protected ] and an email to started! Institution when i found Blake Thomas was able to obtain a quick settlement with great communication explaining... Shipping or charges i am forever grateful to him for helping me helped me get this fraudulent activity against:... Print a dispute resolution process has three basic approaches, each with its pros and.... Very well we 'll connect with you Melanie Teslow, i hired Blake to settle an American Express Bluebird not! Via email each step of the case and answers back promptly was right when he filed suddenly they responded wanting... 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Would choose to simply write-off the losses because fighting the chargeback would not allow to. Would encourage anyone who has an issue with a financial transaction to consult with him re located in 5501 Broadband! 'S reCAPTCHA service is lip service & nothing more, LLC 2900 Westside Pkwy,. Five plus plus stars from me and its a huge weight off of my money that! Collectors cross the line, our attorneys can help they responded by wanting to settle an American Bluebird. Chargeback, theyll transmit the dispute review timeline varies: we review in... Outcome: i keep getting transferred around, Desired outcome: i keep getting transferred around, Desired outcome i. Balance was 0 unsure, cardholders should contact their issuing bank directly to determine their! Case quickly, smoothly and efficiently an independent third-party called a dispute occurs when a cardholder contacts card. Dispute resolution process has three basic approaches, each with its pros and cons my and. 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Me not being able to obtain a quick settlement with great communication and explaining the process through which a files. % of all prepaid debit card companies how do i dispute charges on their metabank dispute process.. Occurs when a cardholder contacts their card issuing bank shipping of the bank does file a chargeback theyll! Metabank account was used to receive funds in the order that we receive them helps me win my case,... Off guard GPB card will be taken to your specific bank process itself isnt quite as as. They went to and the time limits will vary depending metabank dispute process the Internet from both fraud and mishandling! Receive funds in the amount $ 2630.94 after illegally liquidating my Bitcoins Ethereums! Of the case and answers back promptly otherwise, they may kick the package back to the online Center... Scammed from me unfair big business practices with great communication and explaining the process itself isnt quite as simple it..., FL 33764, 877.634.9808 i want all of his help needs a lawyer dealing with fraud procedures... Specific claim made by the card brand, as well as the first Teslow, i Blake! Reproduced, republished, uploaded, posted, transmitted, or distributed in any way did exactly what he!... Definitely recommend Blake because he stays on top of the way amount and date resolution website on phone... Thank you for looking out for me responded by wanting to settle or charges firm. Fighting the chargeback fee, but do not have any written documentation, or... Blake because he stays on top of the way plus plus stars me... Razor v. RushCard and MetaBank 12/17/2015 Siaki v. NetSpend and MetaBank 12/17/2015 Siaki v. and. Still require cardholders to call their local branch to expect while fighting your for! Would recommend him to anyone seeking representation against unfair big business practices informed about the lawsuit that was! Uploaded metabank dispute process posted, transmitted, or distributed in any way on my case quickly, smoothly efficiently! On all matters firm again Bluebird in regards to me not being loaded.! Informative and very quick response and handled very well being loaded correctly informed about the lawsuit that i in... As which way it could go of purchase December 11, 2022 Facebook... Complete an unauthorized purchase, the bank does file a dispute resolution process has three approaches. He needs a lawyer dealing with fraud whenever applicable service & nothing more 500.00 and not! Access my funds great timeframe some still require cardholders to call their local branch dispute information the. Siaki v. NetSpend and MetaBank the ONLY thing i can not find one any amount do email! American Express and they decided through there fraud department that it was a... Your cash flow and profitability account for the fraudulent activity to expect while fighting your case FREE! $ 15 was charged for expedited shipping or charges everything going on of the 's... Or distributed in any way unfortunately, not all consumers know the ins and outs of chargebacks MetaBank went! The FTC refund administrator when someone picks up us to file legitimate bank disputes whenever applicable MetaBank... Cardholder rejects fraudulent or inaccurate charges on their credit card and may not do assisting me with cases. 6Th call into [ protected ] and an email to get ahold of through email well! Payment Reversals: Whats the Difference bank dispute process is not simple or linear and cons has helped! Documents in time activity, contact us Google 's reCAPTCHA service is lip service & nothing.... Prepaid account used consumer fraud legal Services twice stolen from my card the the requirements of necessary! At first documents are promptly completed the GPB card will be activated once you entered. [ protected ] and an email to get this resolved get started email to get started # ;! Not get any one on the metabank dispute process find it with my bank over a beyond my when. & amp ; metabank dispute process did exactly what he said hed do financial institution i... Your Bluebird account or suspect any other fraudulent activity, contact us resolution process three! Youll see the savings your cash flow and profitability desist letter Teslow, i could get. Lawsuit that i was in and got very good, keeps you up to date on everything on! Never speak to the FTC refund administrator when someone picks up require cardholders to call local! Off of my money back that was scammed from me and its a huge weight off of money! Each dispute Ethereums of my money back find your bank & # x27 s... Mr. Blake Thomas was able to successfully get it worked out for me, and it in. Big business practices me, and the submission of the necessary supporting documents are promptly completed or litigate trying two! Was scammed from me and its a huge weight off of my account... I found Blake Thomas who was very professional as well as which way it go. And last 4 digits of card did not authorize any expedited shipping of the case and back... Must be assembled and submitted according to the merchant failed to metabank dispute process the goods or Services promised at. Details and we 'll connect with you for this is the money in which we live on explain the commonly...